Free Laptops With Mobile Broadband - Are They Ever a Good Deal?

Ever since the Carphone Warehouse started giving away free laptops with their home broadband (back in the days when companies were worried that consumers would never switch from dial-up internet access) companies have used free computers to entice new customers to use their services.
Since those first offers home broadband providers have moved away from this marketing trick.
However, there are now a wealth of broadband deals from mobile broadband providers offering the same thing.
There is much talk that free laptops with mobile broadband are never a good deal. They're certainly not always a good broadband deals and they've never completely completely free but it's a falsehood that they're always bad for three reasons.
First, many people who protest that 'free' laptops are not free at all fail to take into account the cost of a mobile broadband contract. These often cost as much as £5-7 for 1GB of data a month.
By buying mobile broadband in a bundle with a laptop consumers can often make significant savings on these costs overall.
For example, any decent Samsung R530 review would point out that it's actually around £150 cheaper to get the laptop in a mobile broadband deal than to buy the laptop and mobile broadband as separate products.
Second, mobile broadband with free laptop deals allow consumers to spread the cost of a large purchase in a much more effective way than borrowing the money and having to pay it back.
If the alternative to the lump-sum payment of buying a laptop is borrowing a high interest rate then a free laptop deal is a much better idea.
Of course, the ideal would be to do neither and save up the money so a free laptop deal is really more of a halfway house.
The third reason, is exclusive deals. Sometime broadband companies that do free laptop deals get hold of computers that no other company is stocking.
Free laptop deals are therefore sometimes the only way to pick up a laptop which could be the best for deal for the consumer.
The Asus 100HGO netbook is a good recent example of this trend. It's currently only available from Orange.
These examples show that although the free laptop is as elusive as the free lunch it certainly does exist and offers a good deal for many consumers.
Unfortunately, the high costs of many laptop deals - coupled with poor customer support - have given them a bad reputation in the past, one which is not entirely unjustified even to this day.
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Commercial Mortgages - Pros and Cons Compared With Renting

Financing a commercial property purchase, such as a shop, warehouse, office or factory, will involve a good deal of planning. If you are running a small business then it is likely that you will need a commercial mortgage to make such a purchase, and this will usually require a lot of research before you decide which mortgage deal is best for your circumstances.

You will need to compare commercial mortgage deals across a range of lenders, but before you do so, consider these pros and cons of purchasing using a commercial mortgage deal rather than renting a property.

Pros for buying with a commercial mortgage instead of renting:

1. Using a commercial mortgage means you can purchase a property with fairly low costs at the outset

2. You will be able to be flexible in creating a repayment plan to suit the needs of your particular business

3. The interest payments on commercial mortgage deals are tax-deductible

4. The ongoing mortgage payments may well be very similar to the rental payments you would otherwise have to make

5. The property itself will be an asset for you company, and if it increases in value your business capital will increase along with it

Cons for commercial mortgage deals:

1. Unlike when you are renting a property, a purchase means you will have to organise any maintenance needed and pay in full

2. If the property you have purchased goes down in value, your business capital will go down with it

3. If you run into financial trouble and have to default on mortgage payments, the property may be repossessed by the lender

4. Purchasing a property tends to be a long-term commitment, with repayments running for 15 years or more, so it may not be ideal if you need to change your business premises or location at short notice

5. Depending on the capital you have available, it may be tricky to come up with the necessary deposit, which normally has to be about 20-30% of the total value of the property.

Also: you will need to provide evidence of your business' profitability and longevity

The evidence asked for by the lender will often include a range of specific documents. These can include a detailed business plan outlining how you intend to repay the mortgage and how the purchase may affect your business' cash flow. They may also ask for projections for the next few years and audited accounts for the last two years, as well as a review of your current business performance. Lenders will often also ask for the personal details of key stakeholders for credit checking.

Making the decision

If you have decided to go for a commercial mortgage deal, it is vital to get all the information you can before choosing which deal to opt for. Financial and legal advice is usually a key part to getting the correct mortgage deal for your business' circumstances, so is comparing mortgages deals across a range of lenders and across different types of mortgage deal. Then you can make an informed decision, based on all the facts.

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Youth Hockey Tips with Kenny McCudden - Shooting the puck

This weeks tip with Wolves Skating and Skills Coach Kenny McCudden deals with shooting the puck. Kenny discusses weight transfer, puck placement and how to properly shoot at corners. Featuring U18 World Champion Kendall Coyne. Youth Hockey Tips presented by Comcast and Jerry's Hockey Warehouse.

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How To Deal With Clothing Wholesalers In Brooklyn

If you run a clothing business in Brooklyn you will want to
take advantage of local clothing wholesalers.

By visiting the warehouse of a Brooklyn clothing wholesaler
you will be able to see first hand his merchandise.

Even though today the Internet can help you find clothing from wholesalers
from around the country, it can still be beneficial to see first hand the
merchandise when possible.

Another advantage of dealing with a Brooklyn based wholesaler is that you
will be able to develop a personal relationship.

Having a personal relationship with your wholesale supplier is beneficial for a few reasons.
For starters, the wholesaler will think of you first when he comes across a new wholesale deal.
Second, you will have an easier time obtaining lower wholesale prices, since the wholesaler will
appreciate your business relationship.

So how do you find Brooklyn based clothing wholesalers?

Step #1

Visit the New York wholesale shows. Many clothing wholesalers set up booths at the
wholesale shows.

Step #2

Network. Let other retailers and wholesalers know what you are looking for. Everyone in business works on building networks, so your best source of information is other retailers and wholesalers.

But why would they share the information with you?

Either from their desire to build a business relationship with you, or to earn a commission from the wholesaler they send you to.

Step #3

Conduct an online search for Brooklyn based clothing wholesalers.
You can conduct a search through a search engine such as Google, or you can use a more specialized wholesale search engine such as wholesalequest.com

Once you locate the contact information of the wholesaler, you want to make sure you are well prepared before setting up a time to meet with him.

You will want to have your sales tax id number, and a clear idea of what kind of items you are
looking for.

If you are not sure exactly what items you want to purchase, then at least have an idea of the category of items you want to sell.

You can select this category by thinking about the customers you will be selling to.
If your clothing store will be located in an urban area of Brooklyn you will want to carry urban brands such as Ecko, Sean John, Enyce, Rocawear, Phat Farm, and Akademiks.

For a clothing store located in a more yuppie area, like Park Slope or Brooklyn Heights, you will
want to carry brands such as Polo Ralph Lauren, DKNY, and Nautica.

Keep your ears on the ground so that you will know which brands are gaining in popularity, and which brands are fading out.

Next you will want to determine the price range you need to buy at. You determine this price range by examining the purchasing power of your average customer.

If your customers will be willing to spend $50 on a Tommy Hilfiger shirt, you can afford to pay up to $25 for it.

Always try to work on at least a 100% mark up.

When an item is really hot, and you will know it will sell quickly, you can take a chance and work on a smaller profit margin. Since the item will sell, you know you will make money on it.

Let's refocus on your meeting with the wholesaler.

When you speak to the wholesaler schedule a definite time to meet at. This will show your seriousness and will ensure that the wholesaler is available to see you.

Remember that the wholesaler is looking for a long term business relationship.

Convey to him your shared interest in developing a solid relationship and you will be able to receive competitive prices and fast moving merchandise from the wholesaler.

In your search for clothing wholesalers, you can use these categories:

Wholesale Designer Wear

Wholesale Dress Wear

Wholesale Urban and hip hop wear.

Wholesale Children's clothing.

Wholesale Men's clothing.

Wholesale Women's clothing.

Wholesale Junior clothing.

Wholesale Baby clothing.

Wholesale New clothing.

Wholesale Used clothing.

Wholesale Salvage clothing.

Wholesale store return clothing.

You should mix and match categories to further refine your search.

Don't be discouraged if the first wholesaler you contact does not have the clothing
you are looking for, often the wholesaler will be able to point you in the right direction.

Once you start making contacts with clothing wholesalers you will start developing your own ideas and strategies to help you navigate the wholesale landscape.

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Features You Won't Miss With Auto Parts Warehouse Discount Codes

When people make an effort of going to buy spare parts for their cars, they make sure that they buy the best quality. It is to these people that I would like to tell about the Auto Parts Warehouse discount codes. Considering the fact that many people are selling fake products with the aim of a quick buck, I have written this article to ensure that you get an opportunity, through Auto Parts Warehouse discount codes, to buy products that are worth your money. These features are what you will rarely find in other stores, but which you are pretty sure that you will find in this amazing shop.

Variety

The first thing that you can be pretty sure about when you buy your goods with the help of the Auto Parts Warehouse discount codes is that you will find a wide variety of goods. This is something that is extremely important because there are many auto parts stores that litter the market today. Some of these stores are great while others are note. However, since most if not all of these stores are there to make a profit, they will mainly focus their energies towards the items that will be selling fast. However, you can be among those people who have cars that are not so common in the market. For this reason, you may end up find yourself in a situation whereby you do not have the goods that you should be having.

Genuine Parts

Another thing that you will come to realize when you are dealing with items that have been bought with the help of Auto Parts Warehouse discount codes is that they are all genuine parts. Now, you need to understand that genuine parts are extremely necessary if at all you would like to have your car stay for long. In addition to that, it is also important that your car has genuine parts so that you do not end up risking your life and those of the people that you love by having a car that has been fitted with spare parts that are not proper.

In addition to this, we also have many other features that you will definitely come to experience when you come to explore the Auto Parts Warehouse discount codes. In fact, the two that are listed here are not exhaustive at all. So, are you going to make use of these lovely jewels in saving money?

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How To Cope With The End Of A Relationship

If you have recently gone through a relationship breakup, you may feel as if you will never recover and move on. While your heart may not heal as quickly as you would like, there are things you can do that will help you feel better and head in the right direction. Just as you would find in any difficult situation where you lose someone, there will be a grieving process and in order to truly move on and be healthy, you are going to have to move through each of the steps at your own pace. Begin by taking action, which may seem like the most difficult thing in the world. After a healthy amount of time feeling angry and sad, make an effort to change how you are feeling. If you are living in a space you shared with the person, or you have a number of their items in your personal space, get the things out as soon as possible. If giving the items back to the person is not immediately possible, move the items to storage. If you need a great deal of space; consider using a 3PL or public warehouse. Each will provide you with the space you need to begin moving on.

Maybe all you need to break out of your rut is an official chance to say goodbye to your relationship. Sometimes when relationships end, the finale is one-sided. You may be too emotionally distraught to realize what is happening at the time. Once you have had time to think things through, you may realize there are things you would have liked to have said. Creating a ceremony following a breakup gives you a chance to do so without repercussions. You can put your thoughts on paper and then rip up or burn what you have written. The important thing is getting them out. At the same time, take the various items you have accumulated throughout the relationship and burn those things too. If you are uncomfortable getting rid of everything, save one thing and pack it away for when you are experiencing less pain.

When the time comes to move forward with your life, you have a variety of things you can do to create a sense of purpose. Consider enrolling in classes and learning something new. Putting your focus on something else is a great way to heal a broken heart.

If you lack the funds or the motivation to attend a class, consider beginning a new hobby. This way you can commit as much time as you want to the hobby without having to worry about attending a class. You can also control how much money you invest in the hobby, even though many people go all out and start a new hobby with enthusiasm that hits their wallet hard.

Finally, schedule some quality time with friends. If you have spent time in a relationship, chances are good you were not focusing on your non-romantic relationships as much as you could. If you use your newly found free time to reconnect with friends, they will help you get through your recent breakup.

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What's the Big Deal With Pond Building?

Why pond building has become popular over the years. What attracts us to water? The different tools and equipment used for pond building.

What are we humans mostly made up of? Yes water, when we go on vacation, whether it is camping, sight seeing, or just heading to the beach. There is water involved. Camp grounds have swimming pools, sight seeing could have streams and rivers, but the hotel have swimming pools. The beach is a dead give away.

Why are we attracted to water? Water is the foundation of life with out it nothing could exist. We drink it daily, or should. But the attraction seems to be more nature orientated. This could be the waves lapping at the shore, the suns reflection dancing on the waters surface. Smaller bodies of water such as a pond can generate sound by a fountain or water falling over rocks. So there is sight and sound, the other attraction is cooling off on a hot summer day or ice skating in the winter.

The big deal with building a pond Is how big to make the pond and what type. It could be a water garden filled with plants, a gold fish pond that could be dug by hand. Invite family, neighbors and friends, arm them with shovels and have a great work day or weekend depending on the size of pond. Now if you are looking for a large pond that will need the use of heavy equipment, there still are the requirements of help, picking up rocks for the pond edge, or waterfall. The opportunity to operate a dozer or backhoe to mold and shape the earth is a great experience.

Health, mental and physical During the pond building using garden hand tools you'll get a very good work out and a good nights sleep. Okay maybe a little sore in the morning too. Operating a dozer or backhoe will also give a good work out, arms and legs operating control leavers, clutch and brakes. Getting on and off to take breaks and move rocks. Mentally your are constantly think where the next load of dirt goes, how much more do you need to dig down and visioning how it will look when completed.

The big deal The pond building is done. The grass is growing. Aquatic plants and fish have been placed. Fountains and or waterfalls are running, display lighting. It is time to relax. For larger ponds build a floating dock, kick off to the middle, during the day catch some rays and at night gaze at the stars. Floating on the dock is very good stress reliever; because you are in your own world no one can touch you there. The smaller back yard ponds bring out the lawn chairs kick back and relax. Plan the pond near a deck or just add one. With the water flowing over the waterfall or fountain you will soon be in your own paradise.

The biggest mistake in pond building Plan your pond design carefully, lay out the shape with a garden hose or rocks. Ask your friends and family what they think. Is it located as a focal point that can be viewed from the house?

Now the biggest mistake is it's never big enough. Once you have finished it is very difficult to increase the size. Attract nature Nature provides the way to bring many different creatures to the pond. Yes some are unwanted such as bugs but overall the birds, deer and other wildlife are entertaining. Young birds eat the bugs but have not mastered flight are very comical, crashing in to the water.

Giving you some of the features and benefits of building a pond. Size and shapes are up to your imagination. Finding you what you need to know.

Providing You the information needed to build a farm pond and more...Don't miss out on this. To get Your Definitive Guide, go to http://www.MyFarmPond.com

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Youth Hockey Tips with Kenny McCudden - Reacting to the puck

This week's tip with Wolves Skating and Skills Coach Kenny McCudden deals with reacting to the puck. Featuring U18 World Champion Kendall Coyne. Youth Hockey Tips presented by Comcast and Jerry's Hockey Warehouse.



http://www.youtube.com/watch?v=dQvRylLcG3o&hl=en

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How to Deal With a Workplace Injury

The law provides individuals who suffer injuries due to no fault of their own, the provision to seek and receive compensation through the machinery of the law. Such injuries suffered by an individual are called personal injuries. In legal terms, personal injuries can be of different types depending on the circumstances in which they occur and who or what was responsible for it. One such type are workplace injuries.

A workplace injury is one that occurs within the premises of the workplace and is caused by factors that are directly or indirectly related to the workplace. The workplace could be an office building, a factory or a warehouse, a house or a garage. Essentially it is the place where you are employed and carry out your duties. By law, your employers are bound to provide you with adequate information and resources (protective gear) to help you ensure your own safety. When they don't do this, and in the process you are injured, the employers are liable to pay you monetary compensation. Workplace injuries could be any of the following:

1. Personal injuries caused due to faulty equipment
2. Personal injuries caused due to negligent safety standards
3. Personal injuries caused due to occupational diseases
4. Personal injuries caused due to lack of hygiene in the work place
5. Personal injuries caused due to lack of cleanliness or orderliness
6. Personal injuries caused due to lack of information and training

If you've suffered injuries at the workplace, the first thing to do (apart from getting yourself treatment) is to bring it to the notice of the health and safety department of the organization. Each organization will have such a department that reports accidents and provides employees with proper care and compensation. Filing a report and also, obtaining confirmation is vital. This department will also guide you along the process of obtaining compensation from the organization. This process will require medical reports certified by a doctor that provide details of the injury. Usually companies insist that their own doctor be used, so verify this before you begin. Preserve all medical reports and documents including bills.

Approach the health and safety dept. of your workplace with your medical documents and ask for guidance on how to file a claim. Mostly, the organization should make this easy. If, however, the organization refuses to compensate, or if the terms are not acceptable to you, you can then approach a solicitor who specializes in claims dealing with workplace injuries. Such a solicitor will study your case and depending on how much evidence you have or can gather will take your claim on and appeal in the court of law. If the lawyer feels that your claim is strong, then he may even fight your case on a no win no fee basis, under the Conditional Fee Agreement. Thus, regardless of whether you win or lose, you will not have to pay your lawyer's fees.

Work accident claims needn't be limited to factory accident claims alone. If you've suffered an injury in your office then visit claims4negligence.co.uk to find out what your options are.

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